Free Insulation Loft
Check if you qualify

About

About Free Insulation Loft

An independent guide to free loft insulation and loft insulation grants in the UK: who qualifies, which scheme pays, and what the job costs when no scheme does.

In one sentence: we publish sourced, dated information about loft insulation funding and costs, and, if you ask, pass your enquiry to independent firms covering your postcode. We do not install, survey or sell anything.

What this site is

Free Insulation Loft is published by SEO-DONS LTD. Published by SEO-DONS LTD (company no. 16766013), 71-75 Shelton Street, Covent Garden, London WC2H 9JQ. You can check the company on the Companies House register.

We started from a simple observation: the search results for "free loft insulation" were full of pages still inviting people to apply for a scheme that closed in March 2026, quoting savings figures the Energy Saving Trust no longer uses, and describing loft insulation as free for everyone. We wanted one place that said, plainly, who qualifies, which scheme is open, and what it costs if you do not qualify.

What this site is not

  • Not the government. We are not GOV.UK, Ofgem, the Welsh or Scottish Governments or the Northern Ireland Housing Executive, and we do not decide who gets funding.
  • Not an energy supplier. ECO4 is funded by energy suppliers; we are not one of them and do not act for them.
  • Not an installer. We do not survey, fit or guarantee insulation, and we hold no trade accreditation. The registrations that matter are the installer's, such as TrustMark and Competent Person Scheme membership, and we explain how to check them. We cannot guarantee that any scheme will fund your loft.
  • Not a review site. We publish no testimonials, star ratings or case studies. Where we use an example, it is labelled "Illustrative example" and built only from published figures.

How we check facts

Every scheme rule, date and figure on this site comes from a primary source, and we record the date we read it. Scheme pages change, and GOV.UK guidance pages can lag behind the rules, so we re-read the source before updating a figure. Our main sources, most recently read on 29 September 2026:

  1. GOV.UK, Help from your energy supplier: the Energy Company Obligation
  2. Ofgem, Energy Company Obligation (ECO)
  3. Ofgem, ECO: homeowners and tenants
  4. Ofgem, ECO4 and GBIS Flex Local Authority Guidance v3.0 (27 March 2026)
  5. Ofgem, ECO4 Guidance: Delivery v4.0 (26 March 2026)
  6. GOV.UK, Great British Insulation Scheme (closure notice)
  7. GOV.UK, Apply for the Warm Homes: Local Grant to improve a home
  8. DESNZ, Warm Homes: Local Grant policy guidance (June 2026 update)
  9. DESNZ, Warm Homes Plan (published 21 January 2026, updated 18 March 2026)
  10. Energy Saving Trust, Roof and loft insulation (last updated 8 May 2026)
  11. Energy Saving Trust, Spray foam insulation: get the facts (last updated 5 December 2024)
  12. HMRC, VAT on energy-saving materials and heating equipment (Notice 708/6)
  13. Home Energy Scotland, Warmer Homes Scotland
  14. Home Energy Scotland, Grant and Loan
  15. Welsh Government, Nest: eligibility for free home energy efficiency improvements
  16. Northern Ireland Housing Executive, Affordable Warmth Scheme
  17. nidirect, Energy saving grants in your area
  18. TrustMark, find a registered business
  19. GOV.UK, Competent person schemes: current schemes
  20. GOV.UK, Find an energy certificate

If you spot something out of date, tell us through the form below and we will check it against the source and correct it.

How enquiries work

If you send an enquiry, we pass it to relevant independent firms covering your postcode, and they contact you directly. There is no charge to you for this and no obligation to accept any quote. Whether a scheme funds your loft is decided by the scheme, the council or the energy supplier, not by us or by the firm. Our privacy notice explains what happens to your details.

Route comparison of the loft insulation schemes open in 2026 and the closed Great British Insulation Scheme
The kind of comparison this site exists to keep up to date.

What we will not do

Loft insulation lasts around 40 years, according to the Energy Saving Trust, so a job done badly is a problem for a long time. That is why we spend as much space on checking installers, ventilation and spray foam as on grants. We will not tell you a scheme is open when it has closed, promise that you will qualify, invent a deadline, or quote a saving without saying which house type and starting depth it applies to. If the honest answer is "you will have to pay for this yourself", we say so and show you what it costs.

Start with who qualifies, compare the schemes, or read the FAQs.

Ask for loft insulation quotes or a second opinion

Tell us a little about your situation. We pass your enquiry to relevant independent firms covering your postcode; they contact you directly. There is no charge to you for this.

What happens next

  1. We read your enquiry and check which kind of firm can help.
  2. We pass it to relevant independent firms that cover your postcode.
  3. They contact you with questions or a quote. You compare, and decide — with no obligation to go ahead.
Add a little more detail (optional — helps the right firm reply)

We share your details only with the firms we pass your enquiry to, and only for this enquiry. This site is an independent guide — not an installer, assessor or scheme administrator. See our privacy notice.

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