Installers

Choosing and checking loft insulation installers

For homeowners about to let someone into the loft, whether the job is funded or paid for. We do not install anything and we do not recommend individual firms. What we can do is tell you what to check, and the questions the Energy Saving Trust suggests asking.

Independent guide · not an installerChecked 29 September 2026

Installer checklist: TrustMark, Competent Person Scheme, three written quotes, ventilation plan, and red flags of pressure and cold calls
What to confirm before anyone goes into your loft.

The two registers to check

TrustMark. The Energy Saving Trust describes TrustMark as a government-endorsed quality scheme for home improvements and says to make sure the installer you choose is registered with it. You can search the TrustMark website for registered businesses in your area. Funded retrofit work under ECO4 is lodged through TrustMark, so a funded installer should be registered.

Competent Person Schemes. The EST also suggests asking which Competent Person Scheme (CPS) an installer belongs to. Membership lets a business self-certify that certain work meets building regulations. GOV.UK publishes the list of current schemes, and each scheme lets you check its members.

Three quotes, compared properly

The EST suggests getting at least three quotes and recommendations before deciding. Comparing them only works if they describe the same job:

What to compareWhy
Material and finished depth270mm for mineral wool is the EST figure; less is not the same job
Two crossed layersCovers the joists, which otherwise act as cold bridges
Eaves and ventilationBlocked eaves cause condensation
Stored items and boardingClearing, lifting and relaying boards is extra work
Pipes, tanks and hatchA colder loft needs lagging; the hatch needs insulating
GuaranteeWhat it covers, for how long, and who backs it
RegistrationTrustMark and CPS membership you have checked yourself

The EST’s questions to ask

The Energy Saving Trust suggests asking:

  • How much experience do you have with loft insulation?
  • Can you provide references or examples of previous work?
  • What guarantee or warranty do you offer on the work?
  • Will you assess and address ventilation needs as part of the job?
  • Will you handle any necessary building regulations or certifications?

The EST’s red flags

Be cautious if an installer:

  • pressures you to make an immediate decision;
  • offers a quote much lower than others without a clear explanation;
  • is unwilling to provide references or proof of certification;
  • does not provide a written contract or a clear breakdown of costs.

To those we would add two from other sources on this site: anyone offering to fix a leaking roof with spray foam, which the EST says no insulation should do, and anyone who says your existing mineral wool must be removed because it no longer meets regulations, which the EST describes as misinformation.

Funded jobs are different, slightly

Under ECO4 you often do not choose the installer in the usual way: the installer finds you, or your council or supplier works with particular firms. The checks still apply. Ask which supplier is funding the work, check the installer on the TrustMark register, and expect a retrofit assessment and, for loft work, a pre-existing loft declaration signed by you and the installer. GOV.UK suggests contacting the council or supplier directly if you are unsure an offer is genuine.

How enquiries through this site work

We are an independent guide, not an installer, and we do not recommend individual firms. If you send an enquiry, we pass it to independent firms covering your postcode, and they contact you directly. You check them, compare them and decide, with no obligation. Whether a scheme funds your loft is decided by the scheme, not by us or by the firm.

Illustrative example

Not a real job. A homeowner gets three quotes for a bare semi-detached loft. One is close to the EST’s £750 average and itemises two crossed layers to 270mm, eaves ventilation, tank lagging and a guarantee. One is lower but silent on depth and ventilation. One is higher because it includes lifting and relaying boards. She checks all three on the TrustMark register, asks the cheapest to put depth and ventilation in writing, and compares like with like.

After the job

Look in the loft. The insulation should be even, uncompressed and about 270mm deep, the eaves clear, pipes and tank lagged and the hatch insulated. Keep the invoice, guarantee and any declaration together, and take photos, as the EST suggests. If something is wrong, go back to the installer first.

Before you decide

Do I need an MCS-certified installer for loft insulation?

MCS certifies renewable technologies such as heat pumps and solar panels. For insulation, the registers that matter are TrustMark and the Competent Person Schemes, and funded work is delivered to the PAS 2035 retrofit standard.

Can you recommend an installer near me?

We do not recommend individual firms. If you send an enquiry, we pass it to independent firms covering your postcode, and you check and compare them yourself using the steps on this page.

Is the cheapest quote a red flag?

Not in itself, but the Energy Saving Trust lists a quote much lower than others without a clear explanation as a reason for caution. Ask what is and is not included.

Questions people ask

How do I find a trustworthy loft insulation installer?

Use the TrustMark register to find registered businesses, ask which Competent Person Scheme they belong to and check it on GOV.UK, get at least three written quotes, and ask for references.

What should a loft insulation quote include?

The material, the finished depth (270mm for mineral wool), whether it is laid in two crossed layers, how the eaves will be ventilated, what happens to stored items and boarding, pipe and tank lagging, and the guarantee.

What questions should I ask a loft insulation installer?

The Energy Saving Trust suggests: how much experience they have, whether they can provide references, what guarantee or warranty they offer, whether they will assess ventilation, and whether they will handle building regulations or certification.

What is TrustMark?

A government-endorsed quality scheme for home improvements. Funded retrofit work is registered through TrustMark, and you can search its register for businesses in your area.

Ask for loft insulation quotes or a second opinion

Tell us a little about your situation. We pass your enquiry to relevant independent firms covering your postcode; they contact you directly. There is no charge to you for this.

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  1. We read your enquiry and check which kind of firm can help.
  2. We pass it to relevant independent firms that cover your postcode.
  3. They contact you with questions or a quote. You compare, and decide — with no obligation to go ahead.
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